WeLab Bank - Assistant Manager/ Senior Officer, Credit Approval

WeLab Bank • Full Time • Quarry Bay, HK • 1m ago

WeLab, a leading pan-Asian fintech platform, operates two digital banks (WeLab Bank and Bank Saqu ) as well as multiple online financial services in Hong Kong, Mainland China, and Indonesia, with over 70 million individual users and over 700 enterprise customers. WeLab uses game-changing technology to help users access credit, save money, and enjoy their financial journey.

At WeLab, we always put our people first. Embarking on a career with WeLab means being part of the driving force to make financial services accessible for everyone. In our flat and agile organization, you will get all the opportunities to make real impacts and deliver change. Most importantly, while you achieve greatness, we will ensure you have an amazing experience at WeLab!

Our team is energetic and passionate who can deliver and execute, and we are looking for intellectually curious, open-minded, and smart-working individuals who are just as passionate as we are about making financial services enjoyable.

Join us to build a better financial future for everyone!

About You

You're a go-getter with mad juggling skills (or multiple hats) who can thrive in a fast-paced, agile environment
You enjoy doing purpose-led and meaningful work
You have a strong thirst for knowledge and are driven to find solutions that don't exist yet
You are comfortable with ambiguity and extremely resourceful (in your past life, you could've been a detective)
You always find a way to get things done without sacrificing the quality of your work, integrity, and values
No task is off limits for you
You are humble and prioritize the success of the team over your own with an eagerness to help those around you
You don't shy away from challenges and can bounce back from setbacks

What you’ll do and what success looks like in this role

Review customer's financial status, Credit Bureau Report, internal credit history to recommend approval decision for personal installment loan applications
Process credit applications according to credit policies and underwriting standards
Manage and monitor loan portfolio to ensure credit quality and full compliance of internal policies and lending guidelines
Perform verification to detect fraud application and prevent fraud
Participant in projects with the aim of optimizing the credit operation and process

What Is Required And What We’re Looking For

Higher Diploma or above
Minimum 3 years related experience in personal loan products. With approval delegation is an advantage
Self-initiative and good team player
Excellent interpersonal and communication skills
Candidate with more experience may be considered as Assistant Manager

Perks And Benefits To Enrich Your Experience At WeLab

Learning and development stipend - we value lifelong learning and believe the best way to invest in our employees is to encourage them to continue to learn
Wellness and happiness – Numerous activities to let you focus on your physical and mental wellbeing. We allow flexible time offs to take care of personal matters and to enjoy time with family and friends
Comfortable and positive work environment – Open plan office for easy collaboration and social with your colleagues, or branch out into your own thinking pods when needed, with FREE food and drinks for when you want to recharge
Work smart, play hard – Connect with your colleagues over food and drinks at the stocked pantry, in the spacious social area with board games and a ping pong table, or over activities like hiking, yoga, badminton, etc.
A big and contagious smile on everyone’s face to make you happier :)

WeLab’s Awards & Recognitions

Asia Banking Finance Retail Banking Awards: Virtual Bank of the Year - Hong Kong
CNBC Disruptor 50: the only Hong Kong-based company on the list
Financial Times Asia-Pacific High-Growth Companies: #2 in ranking
The Chinese University of Hong Kong “Corporate Innovation Index”: #1 in ranking

We offer a competitive salary package to the successful candidate. If you are interested in joining this exciting team, please apply with resume via the "Apply" button below.

All information provided by applicants will be used for recruitment purposes only. Information of unsuccessful applicants will be destroyed within 24 months of receipt.

Similar Jobs

Assistant Manager - Employee Benefits Insurance

Michael Page • Full Time • Quarry Bay, Hong Kong, HK • HK$ 420,000 - HK$ 540,000 / year • 1w ago

Banking / Finance Risk Management Full Time Management

Large MNC Platform Regional Coverage About Our Client Our client is a large multinational corporation with a strong presence across APAC. The company is known for its robust global coverage and commitment to operational...

1w ago

Apply

Name Screening - KYC/CDD (Corporate Banking)

Links International • Full Time • Quarry Bay, HK • 2w ago

Banking / Finance Banking Compliance Full Time

About us As a proud member of the Ascentium Group, we stand at the forefront of innovation in Human Capital Solutions. With a forward-thinking mindset, we deliver a tailored suite of services that empower our clients to...

2w ago

Apply

Part-time / Internship Wealth Management Elite (Monthly Income 10K-30K)

HK Apex Financial Planning Company • Part Time • Quarry Bay, Hong Kong, HK • HK$ 15,000 - HK$ 29,999 / month • 3w ago

Banking / Finance Part Time

Job Highlights : - Directly promoted to wealth management manager after graduation - Sponsorship of insurance license (IIQE) examination fees - Free & learn the latest financial & investment knowledge, attending...

3w ago

Apply

Technical Customer Engineer (APAC) - Mandarin Speaker

Reap • Full Time • Quarry Bay, HK • 1w ago

Engineering Payment Full Time Customer Service

About Reap Reap is a leading global payment technology provider that enables financial connectivity and access for businesses worldwide. By merging traditional finance with digital assets, bridging disparate economies, a...

1w ago

Apply

Assistant Accountant

Kerry Properties Limited • Full Time • Quarry Bay, HK • 1w ago

Accounting / Audit Finance Accounting Full Time

Job description: Job Highlights: The Assistant Accountant, Finance is responsible for the accounting operations of property development & Investment business. Being part of the Finance team, you will report to the De...

1w ago

Apply

IT Support Engineer- Banking 35-45k

Michael Page • Full Time • Quarry Bay, Hong Kong, HK • HK$ 420,000 - HK$ 540,000 / year • 1w ago

Information Technology IT Banking Full Time

Work - Life balance platform. A good place to develop your IT support skills. About Our Client Our client is a large organization in the financial services industry, renowned for its commitment to innovation and excellen...

1w ago

Apply

Auditor

John Swire & Sons (H.K.) Ltd. • Full Time • Quarry Bay, Hong Kong, HK • 2w ago

Accounting / Audit Full Time

Exposure to a diverse business portfolio Regional & international audit experience Career development opportunities at Group level Our Group Internal Audit Department is now inviting candidates to apply for the follo...

2w ago

Apply

Project Engineer (Lift & Escalator, Fresh Graduate is welcome to apply)

Schindler Lifts (HK) Ltd • Full Time • Quarry Bay, Hong Kong, HK • 2w ago

Engineering Full Time

Quarry Bay, Mon- Fri, 8:30-5pm Project planning & coordination on installation & modernization works Fresh graduates are welcome Project Engineer - New Installation Roles and Responsibilities Responsible for proj...

2w ago

Apply

海外房地產及移民顧問

SNI Consultation Limited • Full Time • Quarry Bay, Hong Kong, HK • HK$ 15,000 - HK$ 25,000 / month • 2w ago

Property Full Time

Flexible Working Hours Comprehensive Benefits Competitive Salary 工作職責了解及回應客戶對海外房地產的查詢/需求向客戶提供準確的移民資訊，協助客戶準備全套海外移民資料負責業務跟進﹑客戶關係等相關售後服務發掘潛在客戶工...

2w ago

Apply

Project Executive (Engineering)

SWIRE PROPERTIES LIMITED • Full Time • Quarry Bay, Hong Kong, HK • 2w ago

Engineering Full Time

Support on procurement and tendering process Monitor construction progress and conduct handover Support on cost control ABOUT THE TEAM We are Makers. Makers Required. We are Makers - people who care deeply about shaping...

2w ago

Apply