Morgan Stanley is a leading global financial services firm providing a wide range of investment banking, securities, investment management and wealth management services. The Firm's employees serve clients worldwide including corporations, governments and individuals from more than 1,200 offices in 43 countries.
As a market leader, the talent and passion of our people is critical to our success. Together, we share a common set of values rooted in integrity, excellence and strong team ethic. Morgan Stanley can provide a superior foundation for building a professional career - a place for people to learn, to achieve and grow. A philosophy that balances personal lifestyles, perspectives and needs is an important part of our culture.
Department Profile
The cornerstone of Morgan Stanley's risk management philosophy is the execution of risk-adjusted returns through prudent risk-taking that protects Morgan Stanley's capital base and franchise. Risk Management protects the Firm from exposure to losses resulting from defaults by our lending and trading counterparties.
Credit Risk Management (CRM) evaluates credit risk transactions and approves rejects or modifies them considering the availability and appropriateness of arrangements for reducing risk or risk mitigation. The department also assigns Internal Credit Ratings; establishes and manages credit risk limits in accordance with the risk tolerance established by the Board; monitors and reports on credit risk exposures on a regular basis to the Chief Risk Officer and Firm Risk Management. CRM also interacts with business units to ensure that credit risk assessments are factored into business decisions.
Primary Responsibilities
Based at the Firm's regional headquarters in Hong Kong, this is a multi-faceted role for a high performing credit risk professional with responsible for coverage of the Corporate Credit portfolio and evaluation of new transactions across financing and derivatives.
The Role Will Have The Following Key Responsibilities:
- Perform credit due diligence and analysis and make recommendations on credit approval/ risk appetite on lending and derivatives counterparties to the Firm.
- Conduct due diligence calls/ meetings/ site visits with clients, perform independent research and establish credit ratings of counterparties.
- Conduct industry research and develop sovereign and macro risk views as need to support decision making.
- Assess and approve transactions including general corporate lending and leverage finance loans or other structured credit/ private financing.
- Collaborate with origination teams and regional credit coverage team on structuring and documentation for proposed transactions.
- Assess progress of syndication efforts against proposed and approved targets.
- Analyze and make approval decision on derivatives transactions within assigned limit authority.
- Prepare loan approval memos and annual/ quarterly review memos for lending and derivatives counterparties.
- Monitor portfolio quality on an ongoing basis and recommend rating actions / asset classifications etc.
- Present to Credit Senior management, global and regional committees, and other internal and external stakeholders.
Qualifications/ Requirements
- Bachelor’s degree preferably in Business Administration, Finance or Economics. MBA or CFA strongly preferred.
- At least 6 years of credit analysis experience in the financial services industry
- Masters or equivalent professional qualification (CFA, CA, CPA, etc)
- Strong fundamental credit analysis and research skills (knowledge of Asia Pacific corporates preferred)
- Experience in working on corporate finance and loan transactions with familiarity on loan structure, terms and documentation
- Excellent written and verbal communication skills with ability to quickly establish credibility with regional and global credit coverage team.
- Good team player with strong initiative and appetite to learn in a fast-paced environment.
- Demonstrable track record of working under pressure and managing multiple projects with limited supervision.
- Familiarity with derivatives and derivatives documents (ISDA/CSA/NAFMII) – optional
- Fluent mandarin skills (spoken and written)
WHAT YOU CAN EXPECT FROM MORGAN STANLEY:
We are committed to maintaining the first-class service and high standard of excellence that have defined Morgan Stanley for over 89 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren’t just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you’ll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There’s also ample opportunity to move about the business for those who show passion and grit in their work.
To learn more about our offices across the globe, please copy and paste https://www.morganstanley.com/about-us/global-offices into your browser.
Morgan Stanley is an equal opportunities employer. We work to provide a supportive and inclusive environment where all individuals can maximize their full potential. Our skilled and creative workforce is comprised of individuals drawn from a broad cross section of the global communities in which we operate and who reflect a variety of backgrounds, talents, perspectives, and experiences. Our strong commitment to a culture of inclusion is evident through our constant focus on recruiting, developing, and advancing individuals based on their skills and talents.
WHAT YOU CAN EXPECT FROM MORGAN STANLEY:
At Morgan Stanley, we raise, manage and allocate capital for our clients – helping them reach their goals. We do it in a way that’s differentiated – and we’ve done that for 90 years. Our values - putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion, and giving back - aren’t just beliefs, they guide the decisions we make every day to do what's best for our clients, communities and more than 80,000 employees in 1,200 offices across 42 countries. At Morgan Stanley, you’ll find an opportunity to work alongside the best and the brightest, in an environment where you are supported and empowered. Our teams are relentless collaborators and creative thinkers, fueled by their diverse backgrounds and experiences. We are proud to support our employees and their families at every point along their work-life journey, offering some of the most attractive and comprehensive employee benefits and perks in the industry. There’s also ample opportunity to move about the business for those who show passion and grit in their work.
To learn more about our offices across the globe, please copy and paste https://www.morganstanley.com/about-us/global-offices into your browser.
Morgan Stanley is an equal opportunity employer committed to building and maintaining a workforce that is diverse in experience and background. Our recruiting efforts reflect our strong commitment to a culture of inclusion, where individuals are hired, developed, and advanced based on their skills and talents.
Our workforce reflects a broad cross-section of the global communities in which we operate, bringing a variety of backgrounds, talents, perspectives, and experiences.
For more information, please visit: https://www.morganstanley.com/people-opportunities/eeo.
