Job Responsibilities

Assess all underlying risk of credit applications
Conduct cashflow analysis, projection, peer comparison, if applicable, with reference to the relevant information gathered from internal and external sources
Coordinate with Corporate/Business Managers for any matters related to credit applications, further elaborate and clarify with respective commercial officers if needed
Give comments if any special approvals and date postponement are required
Keep track on any credit issues that need to be followed up and conduct interim review of any accounts if required
Monitor turnaround timeframe for processing of credit proposals
Approve credit applications within the delegated authority
Perform other duties delegated by the Section Head

Requirements

University graduate
Minimum 3 years of working experience in credit analyst with relevant credit analysis and bills operation trainings
Sound knowledge of local economic/industrial conditions, banking laws & practices, in-depth knowledge of import & export operations and related lending products offered by Banks
HKICPA, ACCA, CFA, FRM are preferred
Good analytical & report writing skills with logical credit judgment
Self-motivated and able to work independently & under pressure with limited time constraints
Good problem solving ability and tactful inter-personal & communication skills
Good knowledge in PC skills
Good command of written & spoken English & Chinese
Candidate with more experience will be considered as Senior Manager / AVP
Holder of ECF on Credit Risk Management is preferable

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