Rethinking Retirement Age: Should We Abolish Mandatory Retirement in an Aging World?

Market Updates By Me2Works Published on 13/06/2025

The Reality of Global Aging

With advancements in healthcare and declining birth rates, the world is rapidly aging. In Japan, 30% of the population is over 65, European pension systems are under strain, and regions like Hong Kong and Taiwan face labor shortages. This forces us to reconsider a fundamental question: Is the concept of a fixed "retirement age" still relevant in the 21st century?


The Debate: Should We Delay or Eliminate Retirement Age?

1. The Traditional Retirement Age is Outdated

The 60-65 retirement model originated in the industrial era when life expectancy was barely 60. Today, with lifespans exceeding 85 in places like Hong Kong and Japan, many 60-year-olds remain energetic and experienced. Forced retirement leads to:

  • Wasted Talent – Companies lose seasoned expertise.
  • Economic Strain – Pension systems struggle to support longer retirements.


2. Postpone Retirement vs. Flexible Retirement

  • Delaying retirement - (e.g., Japan gradually raising it to 70) can ease labor shortages but doesn’t suit everyone.
  • A better solution: Abolish mandatory retirement and adopt a "competency-based" model - Let employees decide when to retire based on health and willingness, not age.


Why We Should "Forget" Retirement Age

1. Modern Work Has Changed

  • Knowledge-based economy – Many jobs rely on expertise, not physical labor. A 60-year-old engineer or consultant may outperform a 30-year-old.
  • Remote & flexible work – Technology enables older workers to contribute part-time or as advisors, extending careers.


2. The Benefits of Working Longer

  • Health – Studies show continued work reduces dementia risk and maintains cognitive/social skills.
  • Economy – Delaying pension claims increases payouts and eases fiscal burdens.
  • Society – Experienced workers mentor the next generation, closing skill gaps.


3. Opportunities for Businesses

  • Companies like Panasonic (Japan) eliminated retirement age, rehiring seniors as "lifetime active employees."
  • BMW (Germany) designed "silver assembly lines" for workers over 55, boosting productivity by 7%.


The Future: From "Retirement Age" to "Career Evolution"

Instead of debating "when to retire," we need new systems:

  1. Phased retirement – Gradually reduce hours while transitioning to mentorship roles.
  2. Lifelong learning – Governments and firms must offer reskilling (e.g., digital literacy for older workers).
  3. Age-inclusive workplaces – Adapt environments to keep all employees productive.


Conclusion: Age is Just a Number; Ability Matters More

In an aging world, retirement should be a transition, not an endpoint. Scrapping mandatory retirement in favor of flexibility unlocks the potential of older workers - key to sustainable businesses and societies.


"The second half of life isn’t a decline—it’s a new way to climb."


Is your industry ready for an "ageless" workforce?